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Neither North American Company nor its agents give legal or tax advice. Please advise your customers to consult with and rely on a qualified legal or tax advisor before entering into or paying additional premiums with respect to such arrangements.
1. Subject to premium payment requirements.
2. Waiver of Surrender Charge Option is not available with the Survivor Premium Guarantee Rider. In Florida, there are no surrender charges for 1035 exchanges. Available for an additional charge per $1,000 per month, depending on issue age and underwriting class.
3. Not available with the Survivor Premium Guarantee Rider.
Please refer to the Survivorship GIUL marketing guide, PR-1435 and the Builder IUL Series marketing guide, PR-1275 for complete product details.
Survivorship GIUL is issued on policy form series LS171 without the Waiver of Surrender Charge and policy form series LS171W with the Waiver of Surrender Charge. Accelerated Benefit Endorsement for Chronic Illness and Terminal Illness is issued on form series LR463, Accelerated Benefit Endorsement for Terminal Illness is issued on form series LR464, Survivor Premium Guarantee Rider is issued on form series LR460, Estate Preservation Rider is issued on form series LR461, and Survivorship Policy Split Exchange Endorsement is issued on form series LR462, by North American Company for Life and Health Insurance, Administrative Office, Sioux Falls, SD 57193. Products, features, issue ages, endorsements or riders may not be available in all jurisdictions. Limitations or restrictions may apply.
Index Universal Life products are not an investment in the "market" or in the applicable index and are subject to all policy fees and charges normally associated with most universal life insurance.
"Standard & Poor's®", "S&P®", "S&P MidCap 400®", "S&P 500®", "Standard & Poor's 500®", "Standard & Poor's 400®", "400" and "500" are trademarks of The McGraw-Hill Companies, Inc. and have been licensed for use by North American Company for Life and Health Insurance.
Russell 2000® Index is a trademark of Frank Russell Company and has been licensed for use by North American Company for Life and Health Insurance.
The Survivorship GIUL index universal life is not sponsored, endorsed, sold or promoted by the S&P 500®, S&P MidCap 400®, and Russell 2000®, and they make no representation regarding the advisability of purchasing this contract or investing in this product.
FOR AGENT USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES.
PR-1447 R1 11/11