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Estate Planning with Life Insurance
Help Clients Meet Their Estate Planning Needs

Get an illustration on your next Estate Planning case!

Helpful Guy Call (800) 800-3656 ext. 10411 and North American's Sales Development team will help you row your Estate Planning sales today.

Most clients will accumulate significant assets through their lifetime. Help to
address your client's needs and find a smart, affordable estate planning solution.

  • Are aged 45 – 70
  • Own a business
  • Own land or hard assets of significant value
  • Want to provide heirs with a liquid estate
  • Want a guaranteed death benefit1
  • Want to reduce tax consequences for heirs2
  • Have an estate worth $1 million or more
  • Want to balance an inheritance among heirs
  • Wish to make charitable bequests2
  • Want to provide funds for a college education3
  • Build – outpace inflation
  • Preserve – Prepare for estate taxes, probate costs, and pay off debts that can eat away at wealth
  • Maximize – Grow the available inheritance for each heir throughout your client's lifetime
  • Product Strengths

      Survivorship GIUL indexed universal life is designed for clients who want the security of guaranteed death benefit coverage for two lives.

  • Solid death benefit protection covering two lives
  • Guaranteed extended Death Benefit protection with the optional Survivor Premium Guarantee Rider1,4
  • Estate Preservation Rider
  • Survivorship Policy Split Exchange
  • Waiver of Surrender Charge Option (cost depends on joint equal age)5
  • Return of Premium Death Benefit Option
  • Index-based interest credited on the Indexed Account

    Product Strengths

      Custom Guarantee® provides low-cost permanent life insurance with guaranteed death benefit protection.1

  • No premium payments beyond age 100
  • Guaranteed Exchange Privilege
  • Chronic Illness Accelerated Benefit Rider
  • Low minimum face amount of $25,000
  • Competitive commissions with a two-year rolling target