1. Subject to premium payment requirements.
2. Allows policyowner the right to exchange policy, without evidence of insurability and surrender charges, to one of our cash value accumulation universal life policies available at the time of exchange. The Cash Surrender Value on the new policy may not be greater than the Cash Surrender Value on the policy being exchanged. Not available for policy ages 76 and above or if there is an outstanding policy loan.
3. Net zero cost loans are loans charged and credited at the same interest rate percentage for a net zero cost.
Please refer to the current Custom Guarantee marketing guide (PR-651) and the Chronic Illness Accelereated Benefit Rider marketing guide (PR-1080) for full product details.
Custom Guarantee is issued on policy form series LS170, Chronic Illness Accelerated Benefit Rider is issued on form series LR450A or state variations by North American Company for Life and Health Insurance, Administrative Office, Sioux Falls, SD 57193. Products, features, riders, endorsements or issue ages may not be available in all jurisdictions. Limitations or restrictions may apply.
FOR AGENT USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES.
PR-1329 R6 4/12