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Make North American Your Indexed Universal Life Insurance Partner
Grow Your Sales with Builder IUL Series

Get an illustration on your next Builder IUL Series case!

Helpful Guy Call (800) 800-3656 ext. 10411 and North American's Sales Development team will show you how our indexed universal life insurance (IUL) portfolio can help your clients protect their financial futures while providing the opportunity to build cash value growth.

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  • Four Competitive IUL Products: Meet your clients' needs with a comprehensive lineup for just about every market niche. Click Here for Survivorship GIUL.
  • Opportunity for Cash Value Accumulation: Several index selections including major U.S. and international indices.
  • Annual Index Options: Cash Values can be moved from one index crediting method to another after each index segment—no need to wait five or more years to reallocate funds!
  • Daily Sweeps: Premium is allocated to the index bucket on trading day (the day the New York Stock Exchange is open for business) upon receipt.
  • Competitive commissions!

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Product Description Markets Key Features
Designed to provide long-term cash value accumulation Individuals:
  • Supplemental Retirement Income
  • 1035 Exchanges
  • Businesses:
  • Buy-Sell Agreements
  • Key-Person
  • Interest Bonus on Fixed Account*
  • Interest Bonus on Index
  • Account Multi-Index Option
  • Designed to build early cash value accumulation Individuals:
  • 1035 Exchanges
  • Businesses:
  • Buy-Sell Agreements
  • Key-Person
  • Multi-Index Option
  • Uncapped S&P 500®
  • Interest Bonus on Fixed Account*
  • Interest Bonus on Index Account
  • Return of Premium Death Benefit Option
  • Waiver of Surrender Charge Option
  • Designed to provide a guaranteed death benefit for the desired length of time, even up to age 120¹ Individuals:
  • Supplemental Retirement Income
  • Legacy Building
  • Annuity Maximization
  • Estate Maximization
  • 1035 Exchanges
  • Businesses:
  • Buy-Sell Agreements
  • Premium Guarantee Rider
  • Interest Bonus on Fixed Account*
  • Interest Bonus on Index Account
  • Key Features

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    Feature BuilderIUL Guarantee
    Builder IUL
    Rapid Builder IUL
    Issue Ages 15 days to 75 years
    (age last)
    15 days to 85 years
    (age nearest)
    15 years to 80 years
    (age last)
    Minimum Specified Amount
    $25,000
    $25,000
    $100,000
    Fixed Account Guaranteed Interest Rate
    3%
    3%
    3%
    Maturity Age 120, Extended Maturity Feature 120, Extended Maturity Feature 120, Extended Maturity Feature
    No Lapse Guarantee Coverage
  • Issue ages 15 days to 54 years: 20 years or attained age 70
  • Issue ages 55 +: 15 years
  • Issue ages 15 days to 54 years: 15 years
  • Issue ages 55+:
    10 years
  • Guarantees up to age 120 can be purchased
  • Lesser of 15 years or to age 75 (never less than 10 years)
  • Underwriting Classes
  • Super Preferred NT: ages 18-75
  • Preferred NT:
    ages 18-75
  • Standard NT: ages 15 days – 75 years
  • Preferred TB:
    ages 18-75
  • Standard TB:
    ages 15-75
  • Super Preferred NT: ages 18-85
  • Preferred NT: ages 18-85
  • Standard NT: ages 15 days – 85 years
  • Preferred TB: ages 18-85
  • Standard TB:
    ages 18-85
  • Super Preferred NT: ages 18-80
  • Preferred NT:
    ages 18-80
  • Standard NT: ages 15 days – 80 years
  • Preferred TB:
    ages 18-80
  • Standard TB:
    ages 15 years-80
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    Three Product Logos

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    Contact Sales Development at (800) 800-3656 x10411,
    or email salessupport@nacolah.com and help your clients
    meet their permanent life insurance needs while building your sales.